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Lenders Quotes

Great spenders are bad lenders Picture Quote #1

Irrational lenders come and go - mostly they go! Picture Quote #1

The president’s attempted diktat takes money from bondholders and gives it a labor union that delivers money and votes for him.... Shaking down lenders for the benefit of political donors is recycled corruption and the abuse of power Picture Quote #1

When the government runs out of lenders, it can do something that households are forbidden to do: print money Picture Quote #1

Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans Picture Quote #1

Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters Picture Quote #1

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The Pentagon got fed up with its recruits getting ripped off by payday lenders and in 2007 got Congress to make it illegal to extend such loans to members of the military. But civilians remain fair game Picture Quote #1

You can refi your car loan just like you can refi your mortgage. It’s even easier and less expensive. There’s no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500 Picture Quote #1

By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-to-income ratio - a key indicator lenders look at - and they’ve likely defaulted on more than a few accounts Picture Quote #1

States used to protect consumers from predatory lenders, but strong state usury laws were obliterated by a 1978 U.S. Supreme Court decision Picture Quote #1

The U.S. dollar is in terminal decline. America is tragically bankrupt, unable to pay its lenders without printing the dollars to do so, and enmeshed in an economic depression. The clock is ticking until the dollar faces a crisis of confidence like every other bubble before it Picture Quote #1

The secret of high finance... if you really need a loan, you won’t qualify. And if you don’t need a loan, all the lenders will line up to give you money Picture Quote #1

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Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities Picture Quote #1

Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties Picture Quote #1

Companies typically borrow money at less than their return on equity and therefore compound their return at the expense of lenders Picture Quote #1

When does money run out of time? The countdown begins when investable assets pose too much risk for too little return; when lenders desert credit markets for other alternatives such as cash or real assets Picture Quote #1

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower’s credit score? Picture Quote #1

The borrowers will always be willing to take a great deal for themselves. It’s up to the lenders to show restraint, and when they lose it, watch out Picture Quote #1

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Banks and other providers of credit to households have been competing vigorously to expand or protect their market share. In the process, lending standards have been progressively eroded so that lenders are now engaging in practices that would have been regarded as out of the question five or ten years ago Picture Quote #1

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Text Quotes

Great spenders are bad lenders (Lenders Quotes) Irrational lenders come and go - mostly they go! (Lenders Quotes) The president’s attempted diktat takes money from bondholders and gives it a labor union that delivers money and votes for him.... Shaking down lenders for the benefit of political donors is recycled corruption and the abuse of power (Lenders Quotes) When the government runs out of lenders, it can do something that households are forbidden to do: print money. (Lenders Quotes) Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans. (Lenders Quotes) Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. (Lenders Quotes) The Pentagon got fed up with its recruits getting ripped off by payday lenders and in 2007 got Congress to make it illegal to extend such loans to members of the military. But civilians remain fair game. (Lenders Quotes) You can refi your car loan just like you can refi your mortgage. It’s even easier and less expensive. There’s no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500. (Lenders Quotes) By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-to-income ratio - a key indicator lenders look at - and they’ve likely defaulted on more than a few accounts. (Lenders Quotes) States used to protect consumers from predatory lenders, but strong state usury laws were obliterated by a 1978 U.S. Supreme Court decision. (Lenders Quotes) The U.S. dollar is in terminal decline. America is tragically bankrupt, unable to pay its lenders without printing the dollars to do so, and enmeshed in an economic depression. The clock is ticking until the dollar faces a crisis of confidence like every other bubble before it (Lenders Quotes) The secret of high finance... if you really need a loan, you won’t qualify. And if you don’t need a loan, all the lenders will line up to give you money (Lenders Quotes) Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities (Lenders Quotes) Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties (Lenders Quotes) Companies typically borrow money at less than their return on equity and therefore compound their return at the expense of lenders (Lenders Quotes) When does money run out of time? The countdown begins when investable assets pose too much risk for too little return; when lenders desert credit markets for other alternatives such as cash or real assets (Lenders Quotes) Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower’s credit score? (Lenders Quotes) The borrowers will always be willing to take a great deal for themselves. It’s up to the lenders to show restraint, and when they lose it, watch out (Lenders Quotes) Banks and other providers of credit to households have been competing vigorously to expand or protect their market share. In the process, lending standards have been progressively eroded so that lenders are now engaging in practices that would have been regarded as out of the question five or ten years ago (Lenders Quotes)