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Suze Orman Quotes

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A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you’re alive. You can always make changes to what’s in the trust and to how you’d ultimately like it managed or disbursed.  (Suze Orman Quotes) People have got to learn: if they don’t have cookies in the cookie jar, they can’t eat cookies.  (Suze Orman Quotes) You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.  (Suze Orman Quotes) Money doesn’t bring courage, I learned. It’s the other way around. Once I took that lesson to heart, I began to rebuild my life.  (Suze Orman Quotes) I get so frustrated when people tell me it’s unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.  (Suze Orman Quotes) It wasn’t until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn’t have, more than pretend about what I did. That was interesting.  (Suze Orman Quotes) Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.  (Suze Orman Quotes) Money is the only thing you can use even if you don’t have any. ... There’s always a credit card ...  (Suze Orman Quotes) A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.  (Suze Orman Quotes) Your credit score affects the interest rates you’re offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.  (Suze Orman Quotes) If you’re in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn’t report to a credit bureau, it cannot create a credit score for yourself.  (Suze Orman Quotes) Credit unions are often a better deal than banks and tend to pay higher yields on deposits  (Suze Orman Quotes) America has a broken spirit, that the people that are saying, Please help me, please let me keep my home, please let me keep my car, please recognize me as a vital human being, they are falling on deaf ears.  (Suze Orman Quotes) People often panic when the markets go down and sell off their stocks - but then they aren’t in the game when the markets are doing well.  (Suze Orman Quotes) The dream of having one’s dream job turned into Oh my God, I’ll take any job. I’ve been out of work for two years now. I don’t care what I do. I’ll do anything because I don’t have any money.  (Suze Orman Quotes) Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn’t as hard as you might think.  (Suze Orman Quotes) I’m in a relationship with life. My life is just out there. I’m on the road every day. I love my life.  (Suze Orman Quotes) Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.  (Suze Orman Quotes) The last thing family and friends want is for you to spend money on them that you don’t have or that you can’t really spare.  (Suze Orman Quotes) ... true financial freedom doesn’t depend on how much money you have. Financial freedom is when you have power over your fears and anxieties instead of the other way around.  (Suze Orman Quotes) Remember to remember your power - everything you’ve learned with these steps to financial freedom - and put it all into practice everyday, because in the grand scheme of life, you’ll never really know how things are meant to turn out until they turn out.  (Suze Orman Quotes) When it comes to tackling your financial goals, whatever they might be, there’s no time like the present.  (Suze Orman Quotes) Anything that gets people to think harder about their financial security and take some responsibility is a good thing.  (Suze Orman Quotes) Pay off your mortgage before retirement, and that’s one less bill you’ll have to worry about when you’re on a fixed income.  (Suze Orman Quotes) Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money.  (Suze Orman Quotes) The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don’ts.  (Suze Orman Quotes) The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don’ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.  (Suze Orman Quotes) Give to yourself as much as you give of yourself! This means you have to put yourself first.  (Suze Orman Quotes) If you’re going down the street and you’re going the wrong way, remember - God permits U-turns.  (Suze Orman Quotes) The new American dream is one of responsibility. What is the bottom-line number that you’re going to be able to pay back toward a student loan responsibly if you’re doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.  (Suze Orman Quotes)
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