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Uday Kotak Quotes

I am a believer in the journey and enjoying the journey Picture Quote #1

I am a great believer in Indian entrepreneurship. There is a whole set of people doing so many exciting things Picture Quote #1

A weaker currency is a national tariff. After we get a weaker currency, we have to take advantage of that. Or else, we will waste it once more in inflation and in the inability to raise competitiveness Picture Quote #1

When a lion doesn’t get its prey, it remains hungry. When the prey saves himself, he has not won, but has saved his life Picture Quote #1

The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform Picture Quote #1

For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets Picture Quote #1

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My view is the core engine supporting India’s growth aspiration will be the financial sector, which will have to get more efficient Picture Quote #1

I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept Picture Quote #1

There is socialism in the family that conflicts with meritocracy. And that bothered me Picture Quote #1

My view is that, as management, the focus has to be on having a strategy and executing it. As you do the strategy and execution, it is important to communicate it consistently Picture Quote #1

It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point - whether it is 1,500, 1,800 or 2,000 branches - where we will say enough is enough Picture Quote #1

Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs Picture Quote #1

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I have got nothing against family companies, but there must be real equity, that is all I say. It cannot be based on influence or political friendships. It has to be based on real equity backing their dreams Picture Quote #1

If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors Picture Quote #1

Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk Picture Quote #1

I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality Picture Quote #1

A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home Picture Quote #1

I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress Picture Quote #1

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We are going to position ourselves as a world-class financial institution. We want to do things that are comparable to the best in the world. At the same time, we want to have very strong human qualities Picture Quote #1

We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls Picture Quote #1

The government should move towards supporting aspirations and not entitlement. Subsidies supporting non-productive growth should be reduced Picture Quote #1

Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that’s a different issue, which, you do it anyway Picture Quote #1

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I am a believer in the journey and enjoying the journey (Uday Kotak Quotes) I am a great believer in Indian entrepreneurship. There is a whole set of people doing so many exciting things. (Uday Kotak Quotes) A weaker currency is a national tariff. After we get a weaker currency, we have to take advantage of that. Or else, we will waste it once more in inflation and in the inability to raise competitiveness. (Uday Kotak Quotes) When a lion doesn’t get its prey, it remains hungry. When the prey saves himself, he has not won, but has saved his life. (Uday Kotak Quotes) The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform. (Uday Kotak Quotes) For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets. (Uday Kotak Quotes) My view is the core engine supporting India’s growth aspiration will be the financial sector, which will have to get more efficient. (Uday Kotak Quotes) I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept. (Uday Kotak Quotes) There is socialism in the family that conflicts with meritocracy. And that bothered me. (Uday Kotak Quotes) My view is that, as management, the focus has to be on having a strategy and executing it. As you do the strategy and execution, it is important to communicate it consistently. (Uday Kotak Quotes) It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point - whether it is 1,500, 1,800 or 2,000 branches - where we will say enough is enough. (Uday Kotak Quotes) Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs. (Uday Kotak Quotes) I have got nothing against family companies, but there must be real equity, that is all I say. It cannot be based on influence or political friendships. It has to be based on real equity backing their dreams. (Uday Kotak Quotes) If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors. (Uday Kotak Quotes) Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk. (Uday Kotak Quotes) I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality. (Uday Kotak Quotes) A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home. (Uday Kotak Quotes) I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress. (Uday Kotak Quotes) We are going to position ourselves as a world-class financial institution. We want to do things that are comparable to the best in the world. At the same time, we want to have very strong human qualities. (Uday Kotak Quotes) We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls. (Uday Kotak Quotes) The government should move towards supporting aspirations and not entitlement. Subsidies supporting non-productive growth should be reduced. (Uday Kotak Quotes) Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that’s a different issue, which, you do it anyway. (Uday Kotak Quotes)